BRO launches insurance scheme for casual paid workers, 10 lakh to family if dies

BRO Workers Insurance Scheme:- The Border Roads Organisation (BRO) has hired casual paid labourers for a variety of infrastructure projects. The proposal to introduce a term insurance policy for these workers has been approved by the Defence Minister of India, Rajnath Singh on Saturday. The initiative provides the next of kin with an amount of Rs 10 lakh if a labourer dies while working on a project. Read below to check the detailed information related to the BRO Workers Insurance Scheme like Highlights, Objectives, Amounts, Features & Benefits, Eligibility Criteria, Required Documents, Registration Process, and much more. 

BRO Workers Insurance Scheme 2024

The Defence Ministry has approved a group insurance plan for the benefit of temporary workers hired by the Border Roads Organisation (BRO) to build roads and tunnels in difficult terrain and border regions. The insurance reimbursement to the worker’s family in the event of their death while on the job is Rs 10 lakh. In the past five months, the government has announced two sets of welfare measures for these people.

The insurance coverage is probably going to act as a welfare and social security measure for the workforce involved in infrastructure project construction. The General Reserve Engineer Force and the Border Roads Organisation use these workers for continuous project work in remote and distant locations. BRO builds and maintains road networks in India’s border regions and friendly neighbouring nations in support of the Indian Armed Forces. The India-China Border Roads are being greatly upgraded and constructed thanks in large part to BRO.

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Border Roads Organisation Workers Insurance Scheme Highlights

Objective of Scheme

In light of the serious risks to the lives of CPLs assigned to dangerous jobs, bad weather, unfriendly terrain, and occupational health hazards, as well as the deaths that have occurred or been reported during their service, offering insurance coverage on humanitarian grounds will serve as a major morale boost for the CPLs. The minister chose after discovering that many often, these labourers pass away alone since their families were unable to cover the expenses of transportation and preservation. Additionally, he gave his approval to raise their burial costs from Rs 1,000 to Rs 10,000.

BRO Workers Insurance Scheme Amount

• If an employee passes away while performing their job, their family would receive Rs 10 lakh from the insurance.
• The government will pay for the funeral rituals if a CPL passes away while carrying out official responsibilities at a BRO project. The policy asks for the preservation and repatriation of the deceased remains of casual paid labourers to their native country, and it increases the cost of burial from Rs 1,000 to Rs 10,000 for those whose last rites are performed at work.

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Features & Benefits of BRO Workers Insurance Scheme

Some of the key features and benefits of the BRO Workers Insurance Scheme are as follows:

• On Saturday Defence Minister Rajnath Singh approved a proposal to start a Group (Term) Insurance Scheme for Casual Paid Labourers (CPLs) hired by Border Roads Organization/General Reserve Engineer Force for the ongoing project activities.
• The next of kin or family of CPLs will receive an insured value of Rs 10 lakh under this policy in the event of any form of death.
• The programme would provide social security and welfare benefits to CPLs who operate in rural and isolated regions of the country.
• The plan will go long way towards protecting the CLPs’ families’ means of subsistence.
• The government implemented a new programme in September of last year to provide tens of thousands of BRO casual workers with dignity in death by having them construct infrastructure in the nation’s most remote regions.
• In the case that a CPL passes away while performing official duties for the government at BRO projects and their funeral ceremonies are held there, the government will cover this expense.
• The policy raises burial costs from Rs 1,000 to Rs 10,000 for those whose dying rites are conducted at the workplace and calls for the preservation and return of the dead remains of casual paid labourers to their home country.

Eligibility Criteria for Scheme

The applicants applying for BRO Workers Insurance Scheme must fulfil the following eligibility criteria:

• The applicant must be the domicile of India
• The applicant must be the casual paid labourers of BRO

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Registration Process for BRO Workers Insurance Scheme

The Defence Minister of India, Rajnath Singh has recently introduced the BRO Workers Insurance Scheme. The government has not yet published the official website for this; however, the government will do so shortly. We will update this post as soon as there is a fresh update on this plan.

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